ADMONGO is an online game designed to help students learn about advertising. Students learn about targeted audience, what advertisers are saying to listeners, and what they ultimately want. Also included is a curriculum tied to national standards...
ARE CAR ADS TAKING YOU FOR A RIDE? cautions consumers to read ads carefully about low interest rates and other special promotions.
AUTO SERVICE CONTRACTS AND WARRANTIES explains the differences between service contracts and warranties.
AUTO WARRANTIES AND ROUTINE MAINTENANCE teaches students about misconceptions regarding where they must take their new car for routine service and repairs in order to be covered under their vehicle warranty.
BACKGROUND CHECKS explains that some employers may check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights under federal law.
BUILDING A BETTER CREDIT REPORT explains how to legally improve your credit report, deal with debt, spot credit-related scams, and more.
BUYING A NEW CAR is on online article and video that discusses pricing terms, financing options, trade-ins, and service contracts, and includes a worksheet that students can use when buying a car.
BUYING A USED CAR explains the Buyers Guide, which is required on all used cars sold by dealers. Also offers car buying tips.
CHILD IDENTITY THEFT explains how to protect your child's personal information against theft, and what to do if your child’s credit report shows the child’s information is being misused .
CHOOSING A VOCATIONAL SCHOOL explains that while many private vocational schools are reputable and teach skills necessary to get a job, others make promises they do not deliver.
COMPARING PRODUCTS ONLINE offers tips to help you get the best deal – and to avoid a bogus offer posted by a scam artist.
COMPETITION COUNTS explains that competition in America is about price, selection, and service and teaches students how they benefit through businesses keeping prices low and the quality and choice of goods and services high.
Financial literacy help for educators and students. Offers plain and simple approach to: Managing Your Money; Credit, Loans and Debt; and Scams and Identity Theft. Information has an easy-to-use, direct style that focuses on the basic information ...
CREDIT AND YOUR CONSUMER RIGHTS offers information about the laws that protect your right to get and use credit.
CREDIT CARD LOSS PROTECTION teaches students about the risks of telephone scams regarding worthless credit card protection and insurance programs. The article also discusses the importance of following your cried card issuer's procedures and not p...
CREDIT SCORES explains the system creditors and insurance companies use to help determine whether to grant you credit or insurance, and on what terms.
DEBT COLLECTION explains your rights when dealing with debt collectors.
ELECTRONIC BANKING explains how electronic banking works, services offered, your rights, and how to report problems.
EXTENDED WARRANTIES AND SERVICE CONTRACTS lists some factors to consider before deciding to buy a service contract.
FOCUS ON FINANCES: PREPARING FOR YOUR FUTURE is a downloadable booklet (16 pages) that helps students learn about credit, identity theft, and buying a new or used car. It explains what to know about warranties, service contracts, and pre-purchase...
FREE CREDIT REPORTS is a 16-page booklet that explains how, why, and when to order copies of your free annual credit report.
GIFT CARDS shows students what to look for when you receive a gift card, especially the terms and conditions of the card's use. For example, treat the card as cash and use the card as soon as you can, before the expiration date.
HEADS UP: STOP, THINK, CLICK is an online FTC guide for kids that gives them the tools they need to safely learn and play online.
HOW BUYING PLANS WORK explains what a buying plan is, and what you need to know before signing up.
IDENTITY THEFT - A RECOVERY PLAN is the FTC’s updated guide for victims of identity theft, including to-do lists, forms, and sample letters. It also promotes IdentityTheft.gov, the FTC’s website for identity theft victims.
JUST FOR YOU... FINANCIAL EDUCATORS is an online destination for comprehensive consumer information that you can print, copy, post, or link to freely. FTC resources can be shared with students, friends, family, coworkers, and neighbors. Use your...
LOST OR STOLEN CREDIT, ATM AND DEBIT CARDS provides tips for protecting your credit and ATM cards, limiting your financial loss, and buying a registration service.
NET CETERA is an online toolkit that offers free resources to help you teach people in your community about kids’ online safety.
REPAID PHONE CARDS explains how pre-paid phone cards work. It lists common consumer complaints, and questions you should ask before you buy a phone card. It cautions that some pre-paid cards have hidden costs such as disconnect and expiration fee...
PRIVACY CHOICES FOR YOUR PERSONAL FINANCIAL INFORMATION explains that federal law gives you the right to stop some sharing of your personal financial information.
PROTECTING AGAINST CREDIT CARD FRAUD identifies steps to make it more difficult for a crook to get your credit card or card numbers.
RENTAL LISTING SCAMS explains that scammers often advertise rentals that don’t exist or aren’t available to trick people into sending money before they find out the truth.
RENTING A CAR outlines points to consider and questions to ask when you rent a car. It explains key terms: collision damage waiver, personal accident insurance, personal effects coverage, and fees such as mileage fees and airport surcharges.
SCHOLARSHIP AND FINANCIAL AID SCAMS lists some tell-tale lines that you may be dealing with a scam artist.
SHOPPING TIPS offers suggestions to help you get the most for your money.
STUDENT LOANS tells you how to spot deceptive claims or business practices some private companies may use to get your loan business.
USING A CREDIT CARD explains your rights rights and responsibilities under the law.
USING LAYAWAY PLANS explains how these plans work: When you use layaway, you typically put down a deposit — usually a percentage of the purchase price — and pay over time; the retailer holds the merchandise for you in reserve. You take the mercha...
VEHICLE REPOSSESSION discusses your creditor's rights in seizing and reselling your car for nonpayment.
Comparing written warranties can make a difference in your purchasing decisions.
YOUAREHERE - FTC MICROSITE FOR KIDS takes kids to the virtual shopping mall where they find games and activities that let them experience advertising, competition, and the mission of the Federal Trade Commission. Animated guides help kids navigate...