Using Layaway Plans

USING LAYAWAY PLANS explains how these plans work: When you use layaway, you typically put down a deposit — usually a percentage of the purchase price — and pay over time; the retailer holds the merchandise for you in reserve. You take the merchandise only when you have paid for the item in full.

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USING LAYAWAY PLANS explains how these plans work. This online publication recommends getting the merchant's layaway policy in writing, and keeping good records of the payments you make. Fine out what the charges are for using the plan, the minimum payment required, and the refund or exchange policy?

Provider
Federal Trade Commission (FTC)
Author
Federal Trade Commission
Price
Free
Published
2009
Resource Categories
Curricula, Information, Tools
Resource Type
Booklet/Pamphlet, Downloadable resources
Grade Level
11th grade, 12th grade, College & young adult
Target Users
Parent, home school, Student, self-directed study, Teacher, classroom or after school
Jump$tart Standards
None

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