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MONEY AND TEENS: SAVVY MONEY SKILLS is a book that focuses on 28 money skills, such as buying safely online, deciding on spending priorities, harnessing money attitudes, managing debt, and avoiding wasteful fees and spending. It gives teens a toolkit to deal with financial pressures arising from student loans, credit card debt, tricky retailer tactics and credit score demands.

Darby Karchut
Wes Karchut and Darby Karchut
Resource Categories
Resource Type
Grade Level
7th grade, 8th grade, 9th grade, 10th grade, 11th grade, 12th grade, College & young adult
Target Users
Parent, home school, Student, self-directed study, Teacher, classroom or after school
Jump$tart Standards
CD1 - Analyze the costs and benefits of various types of credit, CD2 - Summarize a borrower's rights and responsibilities related to credit reports, CD3 - Apply strategies to avoid or correct debt management problems, CD4 - Summarize major consumer credit laws, EI3 - Analyze factors that affect net income, FDM3 - Summarize major consumer protection laws, FDM4 - Make criterion-based financial decisions by systematically considering alternatives and consequences, FDM8 - Use a personal financial plan, SS1 - Develop a plan for spending and saving, SS2 - Develop a system for keeping and using financial records, SS3 - Describe how to use different payment methods, SS4 - Apply consumer skills to spending and saving decisions

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